What is a shared ownership valuation?
Shared ownership allows you to buy a share of a home, and the rest you pay in rent. As years go on, you can buy more shares in the property, known as staircasing, until you reach full ownership if your lease allows and follows housing association rules.
A shared ownership valuation is a report that works out what your home is worth on the open market when it is part-owned with a housing association. A RICS surveyor visits, assesses the size, condition, and location, then compares recent sales to determine a fair value
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Shared ownership valuation Services
Kirk-Brown Ltd provides shared ownership valuation services for every stage of your journey. Our experienced RICS surveyors give you plenty of clear, evidence-based reports that housing associations accept, helping your plans progress on time, with realistic figures and fewer unwelcome surprises overall for you, your buyers and your lender too.
Staircasing valuation
A staircasing valuation is needed when you buy an extra share of your shared ownership home.
Our RICS surveyor visits, checks the condition and size, and then compares recent local sales. We confirm the open market value, which your housing association uses to work out how much you must pay overall.
Final staircasing valuation
A final staircasing valuation is required when you plan to buy 100% of your shared ownership home.
Our surveyor inspects the property, notes its condition and any improvements, then reviews local sold prices. The report confirms the full market value used to calculate the price for your last share.
Selling your share valuation
If you want to sell your shared ownership home, you usually need an independent valuation first. Our RICS surveyor visits, measures and checks the condition, then researches similar local sales. We report the open market value, which your housing association uses to set the price and market your share accurately.
Remortgage shared ownership valuation
Lenders and housing associations ask for a RICS shared ownership valuation when you remortgage. Our surveyor will thoroughly inspect your home, make notes on its condition and improvements, then analyse the recent local sales. We supply a clear report stating the current market value of the whole property and your share to support your application.
Valuation update or extension
Shared ownership valuations are normally valid for a limited period, usually three months.
If your sale, staircasing or remortgage is delayed, you may need a valuation update or extension.
We can review market changes, confirm if the value is still fair and reasonably issue an updated letter when needed quickly.
Re-inspection and confirmation letter
If your housing association asks for a re-inspection, we can revisit your home and confirm any changes since the first report.
Upon checking the condition, improvements and local evidence again, we will issue a short confirmation letter that states the original valuation and whether or not it is still valid or needs to be adjusted.
What the report includes
The shared ownership valuation report explains how the surveyor has reached the final figure. It includes a description of your home, its size, layout and location, plus notes on age and construction. Inside, the surveyor checks every room, finishes, floors, windows, heating and visible services.
Outside, they look at the roof, walls, parking, garden and communal areas. The report then lists recent local sales used as evidence and confirms the open-market value of the whole property and your share. Any obvious defects, improvements and restrictions are clearly described for transparency.
These are specific housing estates we wish to work with:
Knights Park, Eddington
Knights Park is a clean and modern area in Eddington with well designed homes, local paths and nearby shops. It is close to Cambridge and has a friendly community feel.
If you own a Shared Ownership home here, Kirk-Brown Ltd can give an independent RICS valuation to help you sell your share or buy more of your home. We use real local sales to make sure the valuation is fair and correct.
Hermitage Lane, Maidstone
Hermitage Lane is a busy and well placed part of Maidstone with good transport links, schools and local services. It is close to both town and countryside.
Residents with Shared Ownership homes can rely on Kirk-Brown Ltd for a clear and accurate RICS valuation when they want to sell their share or staircase.
Hermitage Park, Maidstone
Hermitage Park is a growing new build area close to shops, bus routes and green spaces. It is popular with families and people who travel to work in Maidstone and nearby towns.
If you need a Shared Ownership valuation, Kirk-Brown Ltd can provide a full report that meets all housing association rules.
Monchelsea Park, Langley, Maidstone
Monchelsea Park is a modern estate with a mix of family homes, set near schools, parks and easy travel routes into Maidstone. It is a peaceful place with a strong community feel.
Kirk-Brown Ltd can offer Shared Ownership valuations here by visiting your home and using local market data to give a fair and trusted figure.
The Burrows, Paddock Wood
The Burrows is a quiet and welcoming estate close to the town centre, local schools and the main train station. It is a handy place for travel while still feeling calm.
For Shared Ownership homes, Kirk-Brown Ltd can prepare a RICS valuation to support staircasing or selling your share.
Foal Hurst Green, Paddock Wood
Foal Hurst Green sits beside a green woodland area and has modern homes, play spaces and good links to shops and schools. It is popular with families and commuters.
If you need a Shared Ownership valuation, Kirk-Brown Ltd can give an approved RICS report that shows the true market value of your home.
Book a Shared ownership valuation
Booking a shared ownership valuation with Kirk-Brown Ltd gives you certainty at every stage. A professional surveyor understands how housing associations work and what their lease terms ask for, so the figure in your report will fit the specific rules. This decreases the risk of any questions, rejected applications or last-minute changes. Your report can also support any negotiations, because it explains the market value clearly and shows that an expert has inspected your home.
With a reliable figure, you can plan how much you need to borrow, save or reinvest when staircasing, selling or remortgaging, instead of relying on unclear online estimates. You also avoid under-pricing your share, which could reduce your return, or over-pricing it, which could slow interest from buyers and hold up your move unnecessarily.